Secured Loans Lloyds Bank – 3.12% APRC Homeowner Loan

secured loans lloyds

  • Secured Loans Lloyds Bank at 3.12% APR rate
  • Upto 90% Loan To Value
  • Loans start from £10,000
  • You do not need to have a Lloyds account to apply
  • You can keep your existing mortgage

 









Lloyds Secured Loans

West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
West One Secured Loans Limited: West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
Total payable
£30,763
Fees
£3,145
Overall cost for comparison
8.5% APRC
To pay off balance over 60 months
£460.30 p/m

Shawbrook Bank Limited Secured Loan – Secured Loan Lloyds is likely better rate
Shawbrook Bank Limited: Shawbrook Bank Limited Secured Loan
Total payable
£30,810.20
Fees
£3,050
Overall cost for comparison
8.5% APRC
To pay off balance over 60 months
£462.67 p/m

Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments – Lloyds Secured Loan Rates are likely better
Paragon Bank PLC: Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Total payable
£30,903.80
Fees
£3,245
Overall cost for comparison
8.7% APRC
To pay off balance over 60 months
£460.98 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£30,969.60
Fees
£3,345
Overall cost for comparison
8.8% APRC
To pay off balance over 60 months
£460.41 p/m

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£30,998.60
Fees
£3,245
Overall cost for comparison
8.8% APRC
To pay off balance over 60 months
£462.56 p/m

United Trust Bank bad credit fixed rate – access equity in your home
United Trust Bank: United Trust Bank bad credit fixed rate – access equity in your home
Total payable
£31,175.60
Fees
£3,245
Overall cost for comparison
9.1% APRC
To pay off balance over 60 months
£465.51 p/m

Together second mortgage – A Lloyds Bank Secured Loan is likely a cheaper option
Together: Together second mortgage
Total payable
£32,952.10
Fees
£3,497.50
Overall cost for comparison
11.5% APRC
To pay off balance over 60 months
£490.91 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£34,024.60
Fees
£3,250
Overall cost for comparison
12.9% APRC
To pay off balance over 60 months
£512.91 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£34,068.10
Fees
£3,437.50
Overall cost for comparison
12.9% APRC
To pay off balance over 60 months
£510.51 p/m

Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan – A Lloyds Secured Loan is likely cheaper
Oplo: Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan
Total payable
£34,159.60
Fees
£3,745
Overall cost for comparison
13.0% APRC
To pay off balance over 60 months
£506.91 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Lloyds Bank Secured Loans

West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
West One Secured Loans Limited: West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
Total payable
£33,503.80
Fees
£3,145
Overall cost for comparison
6.1% APRC
To pay off balance over 120 months
£252.99 p/m

Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Paragon Bank PLC: Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Total payable
£33,690.20
Fees
£3,245
Overall cost for comparison
6.3% APRC
To pay off balance over 120 months
£253.71 p/m

Shawbrook Bank Limited Secured Loan
Shawbrook Bank Limited: Shawbrook Bank Limited Secured Loan
Total payable
£33,710
Fees
£3,050
Overall cost for comparison
6.3% APRC
To pay off balance over 120 months
£255.50 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£33,718.20
Fees
£3,345
Overall cost for comparison
6.3% APRC
To pay off balance over 120 months
£253.11 p/m

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£33,890.60
Fees
£3,245
Overall cost for comparison
6.4% APRC
To pay off balance over 120 months
£255.38 p/m

United Trust Bank bad credit fixed rate – access equity in your home
United Trust Bank: United Trust Bank bad credit fixed rate – access equity in your home
Total payable
£34,263.80
Fees
£3,245
Overall cost for comparison
6.6% APRC
To pay off balance over 120 months
£258.49 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£37,427.60
Fees
£2,750
Overall cost for comparison
8.6% APRC
To pay off balance over 120 months
£288.98 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£37,791.10
Fees
£3,497.50
Overall cost for comparison
8.9% APRC
To pay off balance over 120 months
£285.78 p/m

Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan
Oplo: Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan
Total payable
£40,143.40
Fees
£3,745
Overall cost for comparison
10.3% APRC
To pay off balance over 120 months
£303.32 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£40,313.50
Fees
£3,437.50
Overall cost for comparison
10.4% APRC
To pay off balance over 120 months
£307.30 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£40,445.20
Fees
£3,250
Overall cost for comparison
10.5% APRC
To pay off balance over 120 months
£309.96 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Secured Loans Lloyds

West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
West One Secured Loans Limited: West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
Total payable
£36,409
Fees
£3,145
Overall cost for comparison
5.3% APRC
To pay off balance over 180 months
£184.80 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£36,630.60
Fees
£3,345
Overall cost for comparison
5.4% APRC
To pay off balance over 180 months
£184.92 p/m

Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Paragon Bank PLC: Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Total payable
£36,644
Fees
£3,245
Overall cost for comparison
5.4% APRC
To pay off balance over 180 months
£185.55 p/m

Shawbrook Bank Limited Secured Loan
Shawbrook Bank Limited: Shawbrook Bank Limited Secured Loan
Total payable
£36,789.20
Fees
£3,050
Overall cost for comparison
5.5% APRC
To pay off balance over 180 months
£187.44 p/m

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£36,960.80
Fees
£3,245
Overall cost for comparison
5.6% APRC
To pay off balance over 180 months
£187.31 p/m

United Trust Bank bad credit fixed rate – access equity in your home
United Trust Bank: United Trust Bank bad credit fixed rate – access equity in your home
Total payable
£37,554.80
Fees
£3,245
Overall cost for comparison
5.8% APRC
To pay off balance over 180 months
£190.61 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£42,945.80
Fees
£2,750
Overall cost for comparison
8.0% APRC
To pay off balance over 180 months
£223.31 p/m

Together second mortgage – A Lloyds Bank Homeowner Loan is probably a better deal overall
Together: Together second mortgage
Total payable
£43,068.70
Fees
£3,497.50
Overall cost for comparison
8.0% APRC
To pay off balance over 180 months
£219.84 p/m

Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan
Oplo: Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan
Total payable
£46,748.80
Fees
£3,745
Overall cost for comparison
9.4% APRC
To pay off balance over 180 months
£238.91 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£47,224.30
Fees
£3,437.50
Overall cost for comparison
9.6% APRC
To pay off balance over 180 months
£243.26 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards – A Lloyds Homeowner Loan is likely a lower APR rate
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£47,562.40
Fees
£3,250
Overall cost for comparison
9.7% APRC
To pay off balance over 180 months
£246.18 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Lloyds Secured Personal Loans

West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
West One Secured Loans Limited: West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
Total payable
£39,471.40
Fees
£3,145
Overall cost for comparison
5.0% APRC
To pay off balance over 240 months
£151.36 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£39,705
Fees
£3,345
Overall cost for comparison
5.0% APRC
To pay off balance over 240 months
£151.50 p/m

Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Paragon Bank PLC: Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Total payable
£39,761
Fees
£3,245
Overall cost for comparison
5.0% APRC
To pay off balance over 240 months
£152.15 p/m

Shawbrook Bank Limited Secured Loan
Shawbrook Bank Limited: Shawbrook Bank Limited Secured Loan
Total payable
£40,043.60
Fees
£3,050
Overall cost for comparison
5.1% APRC
To pay off balance over 240 months
£154.14 p/m

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£40,207.40
Fees
£3,245
Overall cost for comparison
5.2% APRC
To pay off balance over 240 months
£154.01 p/m

United Trust Bank bad credit fixed rate – access equity in your home
United Trust Bank: United Trust Bank bad credit fixed rate – access equity in your home
Total payable
£41,042.60
Fees
£3,245
Overall cost for comparison
5.4% APRC
To pay off balance over 240 months
£157.49 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£48,763.90
Fees
£3,497.50
Overall cost for comparison
7.6% APRC
To pay off balance over 240 months
£188.61 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£48,909.20
Fees
£2,750
Overall cost for comparison
7.7% APRC
To pay off balance over 240 months
£192.33 p/m

Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan
Oplo: Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan
Total payable
£53,931.40
Fees
£3,745
Overall cost for comparison
9.0% APRC
To pay off balance over 240 months
£209.11 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£54,749.50
Fees
£3,437.50
Overall cost for comparison
9.2% APRC
To pay off balance over 240 months
£213.80 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£55,320.40
Fees
£3,250
Overall cost for comparison
9.3% APRC
To pay off balance over 240 months
£216.96 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Lloyds Homeowner Loans

West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
West One Secured Loans Limited: West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
Total payable
£42,691
Fees
£3,145
Overall cost for comparison
4.7% APRC
To pay off balance over 300 months
£131.82 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£42,933
Fees
£3,345
Overall cost for comparison
4.8% APRC
To pay off balance over 300 months
£131.96 p/m

Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Paragon Bank PLC: Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Total payable
£43,040
Fees
£3,245
Overall cost for comparison
4.8% APRC
To pay off balance over 300 months
£132.65 p/m

Shawbrook Bank Limited Secured Loan
Shawbrook Bank Limited: Shawbrook Bank Limited Secured Loan
Total payable
£43,472
Fees
£3,050
Overall cost for comparison
4.9% APRC
To pay off balance over 300 months
£134.74 p/m

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£43,625
Fees
£3,245
Overall cost for comparison
4.9% APRC
To pay off balance over 300 months
£134.60 p/m

United Trust Bank bad credit fixed rate – access equity in your home
United Trust Bank: United Trust Bank bad credit fixed rate – access equity in your home
Total payable
£44,720
Fees
£3,245
Overall cost for comparison
5.2% APRC
To pay off balance over 300 months
£138.25 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£54,842.50
Fees
£3,497.50
Overall cost for comparison
7.4% APRC
To pay off balance over 300 months
£171.15 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£55,280
Fees
£2,750
Overall cost for comparison
7.5% APRC
To pay off balance over 300 months
£175.10 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£62,822.50
Fees
£3,437.50
Overall cost for comparison
9.0% APRC
To pay off balance over 300 months
£197.95 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards – A Tsb Homeowner Loan is likely a lower ARP rate
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£63,643
Fees
£3,250
Overall cost for comparison
9.1% APRC
To pay off balance over 300 months
£201.31 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Lloyds Tsb Homeowner Loans

West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
West One Secured Loans Limited: West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
Total payable
£46,060.60
Fees
£3,145
Overall cost for comparison
4.6% APRC
To pay off balance over 360 months
£119.21 p/m

Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Paragon Bank PLC: Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Total payable
£46,473.80
Fees
£3,245
Overall cost for comparison
4.7% APRC
To pay off balance over 360 months
£120.08 p/m

Shawbrook Bank Limited Secured Loan
Shawbrook Bank Limited: Shawbrook Bank Limited Secured Loan
Total payable
£47,060
Fees
£3,050
Overall cost for comparison
4.8% APRC
To pay off balance over 360 months
£122.25 p/m

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£47,204.60
Fees
£3,245
Overall cost for comparison
4.8% APRC
To pay off balance over 360 months
£122.11 p/m

United Trust Bank bad credit fixed rate – access equity in your home
United Trust Bank: United Trust Bank bad credit fixed rate – access equity in your home
Total payable
£48,579.80
Fees
£3,245
Overall cost for comparison
5.0% APRC
To pay off balance over 360 months
£125.93 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£61,273.90
Fees
£3,497.50
Overall cost for comparison
7.2% APRC
To pay off balance over 360 months
£160.49 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£62,024
Fees
£2,750
Overall cost for comparison
7.4% APRC
To pay off balance over 360 months
£164.65 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Lloyds Bank Homeowner Loans

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£50,940.20
Fees
£3,245
Overall cost for comparison
4.7% APRC
To pay off balance over 420 months
£113.56 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Lloyds Tsb Homeowner Loans

West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
West One Secured Loans Limited: West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
Total payable
£36,836.60
Fees
£3,695
Overall cost for comparison
8.4% APRC
To pay off balance over 60 months
£552.36 p/m

Shawbrook Bank Limited Secured Loan – Tsb Homeowner Loans can be much cheaper
Shawbrook Bank Limited: Shawbrook Bank Limited Secured Loan
Total payable
£36,912.60
Fees
£3,600
Overall cost for comparison
8.5% APRC
To pay off balance over 60 months
£555.21 p/m

Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Paragon Bank PLC: Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Total payable
£36,985.20
Fees
£3,795
Overall cost for comparison
8.6% APRC
To pay off balance over 60 months
£553.17 p/m

Optimum Credit Ltd Second Charge – Lloyds Tsb Homeowner Loans are likely better.
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£37,045
Fees
£3,895
Overall cost for comparison
8.6% APRC
To pay off balance over 60 months
£552.50 p/m

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£37,099.20
Fees
£3,795
Overall cost for comparison
8.7% APRC
To pay off balance over 60 months
£555.07 p/m

United Trust Bank bad credit fixed rate – access equity in your home – Lloyds Tsb Homeowner Loans do not have nearly 4000 pounds in fees.
United Trust Bank: United Trust Bank bad credit fixed rate – access equity in your home
Total payable
£37,311.60
Fees
£3,795
Overall cost for comparison
8.9% APRC
To pay off balance over 60 months
£558.61 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£39,542.40
Fees
£4,197
Overall cost for comparison
11.5% APRC
To pay off balance over 60 months
£589.09 p/m

Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan – Lloyds Secured Personal Loans do not require a broker
Oplo: Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan
Total payable
£40,792.40
Fees
£4,295
Overall cost for comparison
12.8% APRC
To pay off balance over 60 months
£608.29 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards – Lloyds Homeowner Loans are likely a lower overall cost.
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£40,830
Fees
£3,900
Overall cost for comparison
12.9% APRC
To pay off balance over 60 months
£615.50 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans – Lloyds Bank Homeowner Loans are likely to be better if you qualify.
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£40,881.60
Fees
£4,125
Overall cost for comparison
12.9% APRC
To pay off balance over 60 months
£612.61 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Tsb Homeowner Loans

West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
West One Secured Loans Limited: West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
Total payable
£20,261
Fees
£2,045
Overall cost for comparison
6.3% APRC
To pay off balance over 120 months
£151.80 p/m

Shawbrook Bank Limited Secured Loan
Shawbrook Bank Limited: Shawbrook Bank Limited Secured Loan
Total payable
£20,346
Fees
£1,950
Overall cost for comparison
6.4% APRC
To pay off balance over 120 months
£153.30 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£20,469.40
Fees
£2,245
Overall cost for comparison
6.5% APRC
To pay off balance over 120 months
£151.87 p/m

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£20,532.60
Fees
£2,145
Overall cost for comparison
6.6% APRC
To pay off balance over 120 months
£153.23 p/m

United Trust Bank bad credit fixed rate – access equity in your home
United Trust Bank: United Trust Bank bad credit fixed rate – access equity in your home
Total payable
£20,757
Fees
£2,145
Overall cost for comparison
6.8% APRC
To pay off balance over 120 months
£155.10 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£22,456.80
Fees
£1,650
Overall cost for comparison
8.6% APRC
To pay off balance over 120 months
£173.39 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£22,676.40
Fees
£2,100
Overall cost for comparison
8.9% APRC
To pay off balance over 120 months
£171.47 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£24,188.10
Fees
£2,062.50
Overall cost for comparison
10.4% APRC
To pay off balance over 120 months
£184.38 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£24,462.60
Fees
£2,145
Overall cost for comparison
10.7% APRC
To pay off balance over 120 months
£185.98 p/m

Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan – Lloyds Secured Loans are likely cheaper
Oplo: Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan
Total payable
£24,483.80
Fees
£2,645
Overall cost for comparison
10.7% APRC
To pay off balance over 120 months
£181.99 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Tsb Homeowner Loan

West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan – Lloyds Bank Secured Loans likely better if you qualify.
West One Secured Loans Limited: West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
Total payable
£22,003.40
Fees
£2,045
Overall cost for comparison
5.5% APRC
To pay off balance over 180 months
£110.88 p/m

Shawbrook Bank Limited Secured Loan
Shawbrook Bank Limited: Shawbrook Bank Limited Secured Loan
Total payable
£22,192.80
Fees
£1,950
Overall cost for comparison
5.6% APRC
To pay off balance over 180 months
£112.46 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£22,216
Fees
£2,245
Overall cost for comparison
5.6% APRC
To pay off balance over 180 months
£110.95 p/m

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£22,375.20
Fees
£2,145
Overall cost for comparison
5.7% APRC
To pay off balance over 180 months
£112.39 p/m

United Trust Bank bad credit fixed rate – access equity in your home
United Trust Bank: United Trust Bank bad credit fixed rate – access equity in your home
Total payable
£22,731.60
Fees
£2,145
Overall cost for comparison
6.0% APRC
To pay off balance over 180 months
£114.37 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£25,768.20
Fees
£1,650
Overall cost for comparison
8.0% APRC
To pay off balance over 180 months
£133.99 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£25,843.80
Fees
£2,100
Overall cost for comparison
8.0% APRC
To pay off balance over 180 months
£131.91 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£28,335.30
Fees
£2,062.50
Overall cost for comparison
9.6% APRC
To pay off balance over 180 months
£145.96 p/m

Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan
Oplo: Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan
Total payable
£28,448
Fees
£2,645
Overall cost for comparison
9.7% APRC
To pay off balance over 180 months
£143.35 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£28,732.80
Fees
£2,145
Overall cost for comparison
9.8% APRC
To pay off balance over 180 months
£147.71 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Lloyds Bank Homeowner Loan

West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
West One Secured Loans Limited: West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
Total payable
£23,841.80
Fees
£2,045
Overall cost for comparison
5.0% APRC
To pay off balance over 240 months
£90.82 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£24,061
Fees
£2,245
Overall cost for comparison
5.2% APRC
To pay off balance over 240 months
£90.90 p/m

Shawbrook Bank Limited Secured Loan
Shawbrook Bank Limited: Shawbrook Bank Limited Secured Loan
Total payable
£24,147.60
Fees
£1,950
Overall cost for comparison
5.2% APRC
To pay off balance over 240 months
£92.49 p/m

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£24,323.40
Fees
£2,145
Overall cost for comparison
5.3% APRC
To pay off balance over 240 months
£92.41 p/m

United Trust Bank bad credit fixed rate – access equity in your home
United Trust Bank: United Trust Bank bad credit fixed rate – access equity in your home
Total payable
£24,822.60
Fees
£2,145
Overall cost for comparison
5.5% APRC
To pay off balance over 240 months
£94.49 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£29,258.40
Fees
£2,100
Overall cost for comparison
7.6% APRC
To pay off balance over 240 months
£113.16 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£29,346
Fees
£1,650
Overall cost for comparison
7.7% APRC
To pay off balance over 240 months
£115.40 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£32,849.70
Fees
£2,062.50
Overall cost for comparison
9.2% APRC
To pay off balance over 240 months
£128.28 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards – Secured Loans Lloyds are likely cheaper
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£33,385.80
Fees
£2,145
Overall cost for comparison
9.4% APRC
To pay off balance over 240 months
£130.17 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Lloyds Homeowner Loan

West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
West One Secured Loans Limited: West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
Total payable
£25,772
Fees
£2,045
Overall cost for comparison
4.8% APRC
To pay off balance over 300 months
£79.09 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£25,999
Fees
£2,245
Overall cost for comparison
4.9% APRC
To pay off balance over 300 months
£79.18 p/m

Shawbrook Bank Limited Secured Loan
Shawbrook Bank Limited: Shawbrook Bank Limited Secured Loan
Total payable
£26,202
Fees
£1,950
Overall cost for comparison
5.0% APRC
To pay off balance over 300 months
£80.84 p/m

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£26,373
Fees
£2,145
Overall cost for comparison
5.0% APRC
To pay off balance over 300 months
£80.76 p/m

United Trust Bank bad credit fixed rate – access equity in your home
United Trust Bank: United Trust Bank bad credit fixed rate – access equity in your home
Total payable
£27,030
Fees
£2,145
Overall cost for comparison
5.3% APRC
To pay off balance over 300 months
£82.95 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£32,907
Fees
£2,100
Overall cost for comparison
7.4% APRC
To pay off balance over 300 months
£102.69 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£33,168
Fees
£1,650
Overall cost for comparison
7.5% APRC
To pay off balance over 300 months
£105.06 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£37,693.50
Fees
£2,062.50
Overall cost for comparison
9.0% APRC
To pay off balance over 300 months
£118.77 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£38,379
Fees
£2,145
Overall cost for comparison
9.2% APRC
To pay off balance over 300 months
£120.78 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Lloyds Bank Secured Loan

West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
West One Secured Loans Limited: West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
Total payable
£27,795.80
Fees
£2,045
Overall cost for comparison
4.6% APRC
To pay off balance over 360 months
£71.53 p/m

Shawbrook Bank Limited Secured Loan
Shawbrook Bank Limited: Shawbrook Bank Limited Secured Loan
Total payable
£28,356
Fees
£1,950
Overall cost for comparison
4.8% APRC
To pay off balance over 360 months
£73.35 p/m

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£28,522.20
Fees
£2,145
Overall cost for comparison
4.9% APRC
To pay off balance over 360 months
£73.27 p/m

United Trust Bank bad credit fixed rate – access equity in your home
United Trust Bank: United Trust Bank bad credit fixed rate – access equity in your home
Total payable
£29,346.60
Fees
£2,145
Overall cost for comparison
5.1% APRC
To pay off balance over 360 months
£75.56 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£36,764.40
Fees
£2,100
Overall cost for comparison
7.2% APRC
To pay off balance over 360 months
£96.29 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£37,214.40
Fees
£1,650
Overall cost for comparison
7.4% APRC
To pay off balance over 360 months
£98.79 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Lloyds Secured Loan

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£30,763.80
Fees
£2,145
Overall cost for comparison
4.7% APRC
To pay off balance over 420 months
£68.14 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Lloyds Secured Loan Rates

West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
West One Secured Loans Limited: West One Secured Loans Limited will check your credit history and your existing loans secured and unsecured – they have to think you can repay the loan
Total payable
£24,689.40
Fees
£2,595
Overall cost for comparison
8.6% APRC
To pay off balance over 60 months
£368.24 p/m

Shawbrook Bank Limited Secured Loan
Shawbrook Bank Limited: Shawbrook Bank Limited Secured Loan
Total payable
£24,708.40
Fees
£2,500
Overall cost for comparison
8.7% APRC
To pay off balance over 60 months
£370.14 p/m

Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Paragon Bank PLC: Paragon Bank PLC – find the right types of secured mortgage with low monthly repayments
Total payable
£24,821.80
Fees
£2,695
Overall cost for comparison
8.8% APRC
To pay off balance over 60 months
£368.78 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£24,894.80
Fees
£2,795
Overall cost for comparison
9.0% APRC
To pay off balance over 60 months
£368.33 p/m

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£24,898
Fees
£2,695
Overall cost for comparison
9.0% APRC
To pay off balance over 60 months
£370.05 p/m

United Trust Bank bad credit fixed rate – access equity in your home
United Trust Bank: United Trust Bank bad credit fixed rate – access equity in your home
Total payable
£25,039.60
Fees
£2,695
Overall cost for comparison
9.2% APRC
To pay off balance over 60 months
£372.41 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£26,361.80
Fees
£2,798
Overall cost for comparison
11.5% APRC
To pay off balance over 60 months
£392.73 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£27,254.60
Fees
£2,750
Overall cost for comparison
12.9% APRC
To pay off balance over 60 months
£408.41 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£27,314.80
Fees
£2,695
Overall cost for comparison
13.0% APRC
To pay off balance over 60 months
£410.33 p/m

Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan
Oplo: Oplo – consider monthly payments, broker fees, fixed or variable rates and your existing unsecured loans or personal loan
Total payable
£27,526.80
Fees
£3,195
Overall cost for comparison
13.4% APRC
To pay off balance over 60 months
£405.53 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Secured Loan Lloyds

 

Some people may prefer a no credit check loan.

https://www.lloydsbank.com/

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.