Secured Loans Natwest – 2.98% APR Natwest Homeowner Loan Rate

Secured Loans Natwest

  • Low Rate Secured Loans Natwest at 2.98% APR Rate
  • Loan to Value up to 90%
  • No lenders fees, product fees, brokers fees or advisor fees
  • Ideal for homeowners wanting to borrow more than £13,000
  • Loan term up to 25 years










Examples of lenders similar to Secured Loans Natwest

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£41,795.80
Fees
£3,355
Overall cost for comparison
5.2% APRC
To pay off balance over 240 months
£160.17 p/m

Together second mortgage – do natwest do secured loans?
Together: Together second mortgage
Total payable
£50,713.40
Fees
£3,637.40
Overall cost for comparison
7.6% APRC
To pay off balance over 240 months
£196.15 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees- low rate secured loan
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£50,864.80
Fees
£2,860
Overall cost for comparison
7.7% APRC
To pay off balance over 240 months
£200.02 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£57,531.20
Fees
£3,380
Overall cost for comparison
9.3% APRC
To pay off balance over 240 months
£225.63 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£58,916.60
Fees
£3,575
Overall cost for comparison
9.7% APRC
To pay off balance over 240 months
£230.59 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£59,197.40
Fees
£3,455
Overall cost for comparison
9.8% APRC
To pay off balance over 240 months
£232.26 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Natwest Homeowner Loan comparison

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£37,982.52
Fees
£3,135
Overall cost for comparison
5.3% APRC
To pay off balance over 228 months
£152.84 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£45,688.08
Fees
£3,357.60
Overall cost for comparison
7.7% APRC
To pay off balance over 228 months
£185.66 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£45,775.32
Fees
£2,640
Overall cost for comparison
7.7% APRC
To pay off balance over 228 months
£189.19 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£51,587.28
Fees
£3,135
Overall cost for comparison
9.4% APRC
To pay off balance over 228 months
£212.51 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£52,780.56
Fees
£3,300
Overall cost for comparison
9.7% APRC
To pay off balance over 228 months
£217.02 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£53,062.12
Fees
£3,235
Overall cost for comparison
9.8% APRC
To pay off balance over 228 months
£218.54 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Alternative illustrations of Natwest Secured Loans from other UK lenders

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£38,447
Fees
£2,915
Overall cost for comparison
5.0% APRC
To pay off balance over 300 months
£118.44 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£48,260.80
Fees
£3,077.80
Overall cost for comparison
7.4% APRC
To pay off balance over 300 months
£150.61 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£48,647
Fees
£2,420
Overall cost for comparison
7.5% APRC
To pay off balance over 300 months
£154.09 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£56,060
Fees
£2,915
Overall cost for comparison
9.1% APRC
To pay off balance over 300 months
£177.15 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans – Natwest bank secured loans could be a much better offering.
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£57,511
Fees
£3,025
Overall cost for comparison
9.5% APRC
To pay off balance over 300 months
£181.62 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£57,951
Fees
£3,015
Overall cost for comparison
9.6% APRC
To pay off balance over 300 months
£183.12 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Natwest bank secured loans

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£36,138.12
Fees
£2,805
Overall cost for comparison
5.0% APRC
To pay off balance over 288 months
£115.74 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£45,023.34
Fees
£2,937.90
Overall cost for comparison
7.4% APRC
To pay off balance over 288 months
£146.13 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£45,340.08
Fees
£2,310
Overall cost for comparison
7.5% APRC
To pay off balance over 288 months
£149.41 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£52,101.96
Fees
£2,805
Overall cost for comparison
9.2% APRC
To pay off balance over 288 months
£171.17 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£53,399.82
Fees
£2,887.50
Overall cost for comparison
9.5% APRC
To pay off balance over 288 months
£175.39 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£53,823.40
Fees
£2,905
Overall cost for comparison
9.6% APRC
To pay off balance over 288 months
£176.80 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71 – Natwest secured loans could be a better option

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Natwest homeowner loan competitors offerings

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£29,673.56
Fees
£2,585
Overall cost for comparison
5.4% APRC
To pay off balance over 216 months
£125.41 p/m

Do natwest do secured loans?  You could be better off  with a Natwest Loans

Together second mortgage
Together: Together second mortgage
Total payable
£35,293.54
Fees
£2,658.10
Overall cost for comparison
7.8% APRC
To pay off balance over 216 months
£151.09 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£35,319.44
Fees
£2,090
Overall cost for comparison
7.8% APRC
To pay off balance over 216 months
£153.84 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£39,745.64
Fees
£2,585
Overall cost for comparison
9.5% APRC
To pay off balance over 216 months
£172.04 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans – Natwest Homeowner Loan could be a lower payment
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£40,533.46
Fees
£2,612.50
Overall cost for comparison
9.8% APRC
To pay off balance over 216 months
£175.56 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£40,860.84
Fees
£2,685
Overall cost for comparison
9.9% APRC
To pay off balance over 216 months
£176.74 p/m

Overall representative example – A homeowner loan Natwest could be a lower rate

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Homeowner loan Natwest

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan – Natwest bank secured loans could be a better deal.
Total payable
£31,548
Fees
£2,475
Overall cost for comparison
5.0% APRC
To pay off balance over 300 months
£96.91 p/m

Together second mortgage
Together: Together second mortgage
Total payable
£39,487.20
Fees
£2,518.20
Overall cost for comparison
7.4% APRC
To pay off balance over 300 months
£123.23 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees – Likely not as good as Natwest bank secured loans
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£39,801
Fees
£1,980
Overall cost for comparison
7.5% APRC
To pay off balance over 300 months
£126.07 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£45,957
Fees
£2,475
Overall cost for comparison
9.2% APRC
To pay off balance over 300 months
£144.94 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£47,055
Fees
£2,475
Overall cost for comparison
9.5% APRC
To pay off balance over 300 months
£148.60 p/m

Optimum Credit Ltd Second Charge
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£47,521
Fees
£2,575
Overall cost for comparison
9.6% APRC
To pay off balance over 300 months
£149.82 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate – not as good as Natwest secured loans

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71.  Secured Loans Natwest could be a better deal.

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40 a Natwest Secured Loan could be a much better deal.

Some people prefer loans with no credit check

Direct Contact Details

National Westminster Bank Plc. Registered in England and Wales (Registered Number 929027), Registered Office: 250 Bishopsgate, London EC2M 4AA. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Parent: Royal Bank of Scotland Group