5.98% APRC Secured Loans Santander – Low Rate Homeowner loan

Secured Loans Santander UK plus repayments on a mortgage
  • Borrow over £10,000 with Secured Loans Santander
  • You don’t need to be an existing Santander Bank customer
  • Loan to Value up to 90% with a Santander secured loan
  • Keep your mortgage
  • 5.98% APRC rate
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Secured Loans Santander UK plus repayments on a mortgage

Santander Secured Loans

Santander’s secured loans can provide a lifeline to homeowners seeking to leverage their property’s equity. Options for those with a negative credit history, such as Homeowner Loans Bad Credit Rating, are available and tailored to different financial situations.

Home Improvement Loans Santander

For those planning renovations, Santander offers Santander home improvement loan, which could be an ideal way to enhance the value and comfort of your home.

Immediate Financial Decisions

Accessing funds quickly is essential for some homeowners, and products offering a secured loan instant decision can expedite this process.

Consolidating Debts

Consolidating existing debts can be efficiently managed with solutions such as the Nationwide Debt Consolidation Loan, potentially reducing monthly outgoings.

Specialist Secured Loan Brokers

Engaging with a specialist like a bad credit loans no broker can provide access to loans without the need for a middleman, possibly securing more favourable terms.

Secured Loan Calculators

Understanding potential loan repayments is made easier with calculators such as the TSB loan rates calculator, giving clear insights into future financial commitments.

Loan Options for Bad Credit

Lenders that cater to those with adverse credit histories, offering products like Secured Loans Direct Lender Bad Credit, can provide much-needed financial assistance.

No Credit Check Loan Alternatives

For individuals seeking loans without the scrutiny of a credit check, options such as secured loan no credit check could be explored, though these often come with higher interest rates.

Mortgage Debt Consolidation

Homeowners looking to consolidate their mortgage debt might consider options like Bank of Scotland Mortgage Consolidation to streamline their finances.

Comprehensive Debt Solutions

Comprehensive debt solutions, including products such as Barclays Debt Consolidation Loan, can offer a pathway to financial stability for those managing multiple debt sources.

Santander secured loans

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan

Total payable Secured Loans Santander
£29,824
Fees £2,365
The overall cost for comparison for unsecured loans
5.0% APRC
To pay off the balance over 300 months
£91.53 p/m

Together with a second mortgage with a partial unsecured loan
Together: Together second mortgage
Total payable with homeowner loans Santander
£37,292.30 Fees
£2,378.30
The overall cost for comparison
7.4% APRC
To pay off the balance over 300 months
£116.38 p/m

Can you borrow to get interest only lifetime mortgages Santander ideal for larger amounts of cash?

The search volume for information on Santander’s existing customer mortgage deals is very substantial. The key features of a Santander over 60 mortgage are the score from the credit report, the impact of credit card payment arrears, the 3rd party valuation of the property pledged as collateral and the evidence of gambling on bank statements.

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees secured and unsecured loan
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees

Total payable homeowner loans Santander
£37,591 Fees
£1,870
The overall cost for comparison
7.5% APRC
To pay off the balance over 300 months
monthly repayments £119.07 p/m Santander loan rates

Central Trust Ltd allow you to borrow at a great loan to value, but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value, but they will look at your credit report and credit cards

Total payable Santander debt consolidation mortgage
£43,432 debt secured on the home
Fees £2,365
The overall cost for comparison
9.2% APRC
To pay off the balance over 300 months
£136.89 p/m
Pay off the secured loan early – no fees

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans – Santander Secured Loans could be a better deal
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans for poor credit score

Total payable
£44,439.50 debt secured
Fees £2,337.50
The overall cost for comparison
9.5% APRC
To pay off the balance over 300 months repayment term
monthly payments of £140.34 p/m

Optimum Credit Ltd Second Charge credit scores
Optimum Credit Ltd: Optimum Credit Ltd Second Charge – how much equity do you have?
The total payable loan company

loan amount of £44,915
Fees £2,465
The overall cost for comparison homeowner loans Santander
9.6% APRC
To pay off the balance over 300 months
monthly payments of £141.50 p/m

Overall representative example compare homeowner loans

Based on borrowing from your existing property

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate with 25 years loan term

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above the Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable compared to homeowner loans with an instant decision online

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Santander secured personal loans

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan Secured Loans Santander
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan – bad credit score for future expenses

Total payable Secured Loans Santander is cheaper than most lenders
£31,548
Fees personal circumstances
£2,475
The overall cost for comparison
5.0% APRC
To pay off the balance over 300 months
£96.91 p/m

Together the second mortgage to find loans at lower rates
Together: Together second mortgage
Total payable
loan amount £39,487.20
Fees
£2,518.20
The overall cost for comparison
7.4% APRC
To pay off the balance over 300 months
£123.23 p/m

Does Santander do Debt Consolidation Loans?

Yes, Santander Debt Consolidation Loans are 2.79% APR.

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees

Total payable longer-term£39,801
Fees
£1,980
The overall cost for comparison
7.5% APRC
To pay off the balance over 300 months
£126.07 p/m

Central Trust Ltd allow you to borrow at an outstanding loan to value, but they will look at your credit report and credit cards Secured Loans Santander
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards

Total payable Secured Loans Santander
£45,957
Fees
£2,475
The overall cost for comparison for less-than-perfect credit
9.2% APRC
To pay off the balance over 300 months
monthly repayment of £144.94 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans save money
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans

Total payable Secured Loans Santander unsecured or personal loan
£47,055
Fees for a Santander debt consolidation loan
£2,475
The overall cost for comparison
9.5% APRC
To pay off the balance over 300 months
£148.60 p/m

Does Santander do Home Equity Lines Of Credit?

Yes, Santander Home Equity Lines Of Credit are 2.79% MER.

Optimum Credit Ltd Second Charge offer secured loans- Homeowner Loans Santander can be a much better deal; save money
Optimum Credit Ltd: Optimum Credit Ltd Second Charge

Total payable Secured Loans Santander
£47,521
broker fees
£2,575
The overall cost for comparison – Santander Homeowner Loans are a lower rate
9.6% APRC
To pay off the balance of over 300 months of Secured Loans Santander
every month £149.82 p/m

Does Santander do Secured Homeowner Loans?

Yes, Santander Secured Homeowner Loans are 2.79% MER.

Does Santander do Homeowner Loans for Bad Credit?

Yes, Santander Homeowner Loans for Bad Credit are 2.79% MER.

Overall representative example of UK residents secured homeowner loan

Based on borrowing money for Santander debt consolidation

raise money £18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate Secured Loans Santander

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above the Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee-secured loans known as homeowner loans

£1,530

Lender fee for a Santander further advance

£495

Total amount payable secured homeowner loan subject to status

Does Santander do Direct Lender Secured Loans?

Yes, Santander Direct Lender Secured Loans are 2.79% MER.

raise money £26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40 for a poor financial situation

Home equity loans involve a period of time paying a monthly payment for people with impaired credit histories.

Does Santander do Secured Loans?

Yes, Santander does secured loans at 2.79% APRC.

Does Santander do Home Equity Loans?

Yes, Santander Home Equity Loans are 2.79% APR.

Does Santander do Personal Loans?

Yes, Santander Personal Loans are 2.79% MER.

Santander secured loans UK

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan – common types of secured loans
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan

Total payable lump sum
£48,800
Fees
£3,575
The overall cost for comparison
4.9% APRC
loan to value ratio: 80%
To pay off the balance over 300 months
£150.75 p/m Santander debt consolidation loan

Does Santander do Unsecured Loans?

Yes, Santander Unsecured Loans are 2.79% APRC.

Does Santander do loans to consolidate existing borrowing?

Yes, Santander Loans To Consolidating Existing Borrowing are 2.79% APR.

Does Santander do secured loans to consolidate existing borrowing?

Yes, Santander Loans To Consolidating Existing Borrowing are 2.79% APR.

Does Santander do Homeowner loans to consolidate existing debts?

Yes, Santander Homeowner loans to consolidate existing debts are 2.79% MER.

Does Santander do Secured loans with no broker fees?

Yes, Santander Secured loans with no broker fees are 2.79% APRC.

Does Santander do Homeowner loans with no early repayment charge?

Yes, Santander Homeowner loans with no early repayment charge are 2.79% APRC.

Does Santander do Loans without an arrangement fee?

Yes, Santander Loans without an arrangement fee are 2.79% APR.

Together second mortgage Secured Loans Santander – be careful the lender can repossess your home
Together: Together second mortgage – very competitive in the loans market subject to enough equity
Total payable
£61,424.20
secured loans cost
£3,917.20
The overall cost for comparison
7.4% APRC
To pay off the balance over 300 months Secured Loans Santander loans market
£191.69 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees most secured loans
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees

Total payable lump sum secured homeowner loan with no past financial difficulties
£61,916
Fees
£3,080
The overall cost for comparison Secured Loans Santander
7.5% APRC
To pay off the balance over 300 months
£196.12 p/m

Central Trust Ltd allow you to borrow at a great loan to value, but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value, but they will look at your credit report and credit cards

Total payable with no payment holidays
£71,278
Charge Fees
£3,640
The overall cost for comparison
9.1% APRC successful applicants rate
To pay off the balance over 300-month long period
£225.46 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans

Total payable for a home improvement lending agreement Santander guarantor loans

£73,195
Fees unsecured personal loan
£3,850
The overall cost for comparison Secured Loans Santander
9.5% APRC less risky loan
To pay off the balance over 300 months secured homeowner loans
best loans £231.15 p/m

Optimum Credit Ltd’s Second Charge subject to available equity
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£73,593
Fees charged £3,675
The overall cost for comparison using the Santander loan calculator uk
9.5% APRC lender’s standard variable rate Santander loans for bad credit

To pay off the balance over 300 months Santander guarantor loans
£233.06 p/m

Overall representative example Secured Loans Santander

Based on borrowing secured homeowner loans

borrow money £18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above the Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable the right homeowner loan

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40
A further advance is subject to more equity appreciation

Secured loans Santander

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan – apply for a homeowner loan today
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£22,560.20
Fees
£1,925
The overall cost for comparison
5.1% APRC
To pay off the balance over 288 months
monthly payments of £71.65 p/m Santander loans for bad credit

Together second mortgage the right homeowner loan
Together: Together second mortgage
Total payable
£27,932.48
Fees
£1,880
The overall cost for comparison lower interest rate
7.4% APRC
To pay off the balance over 288 months
£90.46 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees to pay off unsecured credit
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£28,067.12
Fees
£1,430
The overall cost for comparison Santander home improvement loans
7.5% APRC
To pay off the balance over 288 months
£92.49 p/m

Does Santander offer Equity Release Under 55?

Yes, Santander Equity Release Under 55 is 2.79% APRC.

Central Trust Ltd allow you to borrow at a great loan to value, but they will look at your credit report and credit cards – mortgage lender consent required
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value, but they will look at your credit report and credit cards

Total payable to consolidate existing debts for a Santander home improvement loan
£32,441.48
Fees
£1,925
The overall cost for comparison
secured loan rates 9.3% APRC lower interest rate
To pay off the balance over 288 months
£105.96 p/m

Does Santander do Homeowner Loans?

Yes, Santander Homeowner Loans are 2.79% APR.

Norton Home Loans firm reference number apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans

Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans

Total payable to consolidate existing debts
£33,055.66
Fees
£1,787.50
The overall cost for comparison
9.5% APRC home improvement loans Santander

To pay off the balance over 288 months
£108.57 p/m

Does Santander do Secured Homeowner Loans?

Yes, Santander Secured Homeowner Loans are 2.79% APRC.

Optimum Credit Ltd’s Second Charge for poor credit history
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£33,546.60
Fees
£2,025
The overall cost for comparison lower interest rates
9.7% APRC
To pay off the balance over 288 months long term
£109.45 p/m santander loan interest rates

Overall representative example

Based on borrowing

the amount you can borrow – £18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Shawbrook Secured Loans

Oplo Secured Loans

Nationwide Secured Loans

Nationwide Home Improvement Loans

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above the Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40 Santander personal loans calculator

Natwest Homeowner Loan

Homeowner Loans TSB

Santander homeowner loans

Masthaven Bank Ltd 2nd Mortgage need to borrow – find the best type of loan with the money advice service
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£14,164.60
Fees
£1,705
The overall cost for comparison lower risk
8.7% APRC
To pay off the balance over 72 months
£173.05 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees plus other loans
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable Santander home improvement loans

£14,674.72
Fees
£1,210
The overall cost for comparison
pay interest 10.0% APRC
To pay off the balance over 72 months long-termregular income £187.01 p/m

Together with a second mortgage for a good credit history
Together: Together second mortgage- Santander Secured Personal Loans is likely to be a lower rate overall.
Total payable
borrow larger sums £15,030.40
Fees
£1,660
The overall cost for comparison
pay interest of 10.9% APRC
To pay off the balance over 72 months
loan agreement regular income is £185.70 p/m Santander personal loans calculator

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£15,710.18
Fees
£1,512.50
The overall cost for comparison
secured loans easier rate 12.5% APRC
To pay off the balance over 72 months
the larger sum of £197.19 p/m loan calculator Santander

Central Trust Ltd allow you to borrow at a great loan to value, but they will look at your credit report and credit cards – higher risk
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value, but they will look at your credit report and credit cards
Total payable
£15,785.32
Fees
£1,705
The overall cost for comparison
12.7% APRC
To pay off the balance over 72 months
loan agreement £195.56 p/m

Optimum Credit Ltd Second Charge mortgage lenders consent necessary
Optimum Credit Ltd: Optimum Credit Ltd Second Charge Santander mortgage how much can i borrow
Total payable
£16,042.28
Fees
£1,805
The overall cost for comparison
13.3% APRC higher interest rate
To pay off the balance over 72 months longer period
the larger sum of £197.74 p/m other debt

Overall representative example is based on some missed repayments

Based on borrowing

borrowing money £18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above the Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable personal loans Santander

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Homeowner loans Santander

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£17,247.56
Fees
£1,925
The overall cost for comparison
variable rates 7.4% APRC
To pay off the balance over 96 months
£159.61 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees borrowing money
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees

Total payable Santander home improvement loan

£18,382.64
an arrangement fee of £1,430
The overall cost for comparison
9.2% APRC
To pay off the balance over 96 months
£176.59 p/m

Together second mortgage personal details
Together: Together second mortgage
Total payable
£18,678.08
Fees
£1,880
The overall cost for comparison
9.6% APRC higher interest rate
To pay off the balance over 96 months
direct debit £174.98 p/m Santander bank loans calculator

Central Trust Ltd allow you to borrow at a great loan to value, but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value, but they will look at your credit report and credit cards

Total payable with good credit score best loan
£19,886.60
Fees for a Santander loan application
£1,925
valuation fees: £195
The overall cost for comparison – Santander Secured Loans Uk could be better
the interest rate charged is 11.4% APRC Santander home improvement loan
To pay off the balance over 96 months – data from the Santander loans calculator
£187.10 p/m
See Deal the Santander home improvement loan
Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans

Total payable for people with lower credit scores Santander bank loans
borrow large amounts of £19,942.06 with a Santander bank loan
Fees best loan
£1,787.50
The overall cost for comparison
the interest rate charged is 11.5% APRC
To pay off the balance over 96 months
£189.11 p/m

Optimum Credit Ltd Second Charge personal details
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
total amount £20,243.88
Fees
£2,025
The overall cost for comparison
11.9% APRC variable interest rates
To pay off the balance over 96 months repayment periods
£189.78 p/m
See Deal
Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison with poor credit rating getting a secured loan

9.1% APRC representative

Borrowing rate not with Secured Loans Santander – what is the required Santander credit score

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above the Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Santander homeowner loan competitor comparison

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan Santander homeowner loans

Masthaven Bank Ltd secured lenders: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan with your home equity
Total payable
£23,833.40
Fees
£2,255
The overall cost for comparison
5.7% APRC variable interest rates
To pay off the balance over 180 months
more interest £119.88 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus an arrangement fee

Santander, how much can I borrow?
You can borrow about 70% of the value of your home.

Total payable secured loan with bad credit history credit file
£27,485.60
Fees
£1,760
The overall cost for comparison – Santander Homeowner Loan could be a lower overall cost
8.0% APRC
To pay off the balance over 180 months repayment periods
£142.92 p/m

Together second mortgage loan with a bad credit file
Together: Together second mortgage
Total payable
£27,564.40
Fees
£2,238.40
The overall cost for comparison
8.0% APRC
To pay off the balance over 180 months
£140.70 p/m

Central Trust Ltd allow you to borrow at a great loan to value, but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value, but they will look at your credit report and credit cards

Total payable Secured Loans Santander
£30,615.80
Fees
£2,255
The overall cost for comparison
9.8% APRC Santander consolidation loan
existing mortgage consent required
To pay off the balance over 180 months
£157.56 p/m existing debts

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans, revolving credit
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans

Total payable
£31,068.40
Fees
£2,200
The overall cost for comparison
10.1% APRC
To pay off the balance over 180 months
early repayment charge ZERO
£160.38 p/m existing debts

Homeowner Loans Halifax

HSBC Secured Loans

Optimum Credit Ltd Second Charge guarantor loan
Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£31,394.40
Fees
£2,355
The overall cost for comparison
10.3% APRC
To pay off the balance over 180 months
financial circumstances £161.33 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months Santander secured loans

The overall cost of comparison home improvement loans Santander

9.1% APRC representative

Borrowing rate Santander Consolidation loan – Santander additional borrowing calculator

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above the Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable for a personal loan Santander

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

use a homeowner loan calculator to find an affordable loan amount

Santander apply for loan in 2023

loan product loan term

home loan based on market value of your home


These types of loan products will allow you to pay off the loan alongside repayments on your mortgage with a repayment plan that is affordable


santander bank loans calculator

santander bank loans
santander loan rates

Santander bank loans

Santander UK plc – Santander loans contact.  Santander loan eligibility checker Registered Office: 2 Triton Square, Regent’s Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. – Secured Loans Santander for 2023

Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored.

Santander Loans UK is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.

With a homeowner loan, you use the value of your property to get better repayment terms. The application process can depend on your credit record and your mortgage balance. A home loan can have an excellent representative APR for Santander joint loans in 2023.

Considering a post office bank retirement interest-only mortgage to pay off revolving credit?

Demand forecasting for a post office mortgage review is very high. The main issues with a post office retirement interest-only mortgage are bad credit intolerance, the impact of loan arrears, the 3rd party valuation of the property pledged as collateral and the evidence of a fraudulent application.

Does Santander offer secured loans?

Yes, Santander secured loans have low fixed rates for 2023.

Do you have to pay back a secured loan?

Yes, you must maintain the monthly repayments on the loan unless you can agree on a payment holiday.

Is it hard to get a secured loan?

No, it can be much easier to get a secured homeowner loan than an unsecured personal loan.

Santander is a leading provider of equity release and retirement mortgages in the UK. Through their Equity Release products, Santander offers customers aged over 55 the opportunity to unlock some of the value from their property without having to move home. They provide competitive rates and flexible repayment terms for retirement mortgages, making them an ideal choice for those looking for finance in later life.

Santander’s lifetime mortgage products are explicitly designed with over 60s in mind, offering tailored solutions to help customers access funds as they move into retirement. Customers can use the money released from their home to supplement their income or pay off any existing debts they may have. Alternatively, they can save or invest the lump sum generated by an equity release product to take advantage of potential growth opportunities during later years in life.

For even more flexibility, Santander also offers Retirement Interest Only (RIO) mortgages, which allow customers to borrow against some of the value stored in their home while still living there. This type of loan is typically taken out by people aged 60 or over and provides a fixed-rate loan against part of the property’s value that must be repaid upon its sale or when a customer moves into long-term care.

By offering Equity Release and RIO mortgage products alongside traditional mortgages, Santander has established itself as one of the UK’s leading providers for over 60s looking for financial security in later life. With competitive rates and tailored repayment terms available, Santander can help customers find an appropriate solution for unlocking funds from their property whilst remaining in situ.