Oplo Secured Loans Direct Lender Bad Credit

UK oplo secured loans

Find out if Oplo secured loans are ideal for you in 2024.

  • Up to 2 penalty-free payment holidays per year
  • Use the money for anything you like, including debt consolidation
  • Total open market valuation applied to all homes, including flats and leaseholds
  • Up to 90% loan-to-value
  • Longer-term loans available up to a 25-year term
  • No lender or broker fees
  • Direct lender that specialises in bad credit

Please complete the form below for a free decision in principal with no hard credit search.

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  • Please enter a number from 30000 to 30000000.
  • Please enter a number from 1 to 30000000.
  • Please enter a number from 18 to 110.
UK oplo secured loans

CCJ loans direct lender UK

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Five results were found, based on borrowing £12,000 over five years and sorted by affiliated products first and lowest total amount payable. Please learn more about how our calculator works and how we order our comparisons.

Norton Home Loans Secured Loan Bad Credit Loans Instant Decision Direct Lender
Norton Home Loans: Norton Home Loans Secured Loan
Total payable
£16,526.40
Fees
£1,650
The overall cost for comparison
13.4% APRC
To pay off the balance over 60 months
£247.94 p/m

Central Trust Ltd Secured Loan Bad Credit Loans Direct Lenders No Guarantor
Central Trust Ltd: Central Trust Ltd Secured Loan
Total payable
£16,587
Fees
£1,815
The overall cost for comparison
13.6% APRC
To pay off the balance over 60 months
£246.20 p/m

Are you looking for Santander over 65 mortgages without a second charge on your home?

The appetite for a Santander mortgage review is very high. The main issues with Santander mortgages for over 70s are the limited lump sum amounts, the impact of defaults, the delays in the home valuation and the evidence of too many credit applications.

Optimum Credit Ltd Secured Loan
Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
Total payable
£16,826.20
Fees
£1,915
The overall cost for comparison
14.2% APRC
To pay off the balance over 60 months
£248.52 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

High acceptance loans direct lenders UK

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Six results were found, based on borrowing £15,000 over ten years. Sorted by affiliated products first and the lowest total amount payable. Please learn more about how our calculator works and how we order our comparisons.

Central Trust Ltd Secured Loan CCJ loans direct lender UK
Central Trust Ltd: Central Trust Ltd Secured Loan
Total payable
£24,462.60
Fees
£2,145
Overall cost for comparison
10.7% APRC
To pay off balance over 120 months
£185.98 p/m

Norton Home Loans Secured Loan
Norton Home Loans: Norton Home Loans Secured Loan
Total payable
£24,669.30
Fees
£2,062.50
Overall cost for comparison
10.9% APRC
To pay off balance over 120 months
£188.39 p/m

Optimum Credit Ltd Secured Loan CCJ loans direct lender UK
Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
Total payable
£24,949
Fees
£2,245
Overall cost for comparison
11.2% APRC
To pay off balance over 120 months
£189.20 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above the Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

No credit check loans direct lender UK

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. Bad Credit Loans Direct Lenders No Guarantor

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

6 results were found based on borrowing £18,000 over 12 years. Sorted by the lowest total amount payable. Please find out more about how our calculator works and how we order our comparisons.

Masthaven Bank Ltd Secured Loan CCJ loans direct lender UK
Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
Total payable
£25,408.44
Fees
£2,475
Overall cost for comparison
6.1% APRC
To pay off balance over 144 months
£159.26 p/m

Step One Finance Limited Secured Loan
Step One Finance Limited: Step One Finance Limited Secured Loan
Total payable
£28,497.60
Fees
£1,980
Overall cost for comparison
8.3% APRC
To pay off balance over 144 months
£184.15 p/m

Together Secured Loan
Together: Together Secured Loan
Total payable
£28,693.08
Fees
£2,518.20
Overall cost for comparison
8.4% APRC
To pay off balance over 144 months
£181.77 p/m

Central Trust Ltd Secured Loan CCJ loans direct lender UK
Central Trust Ltd: Central Trust Ltd Secured Loan
Total payable
£31,247.64
Fees
£2,475
Overall cost for comparison
10.2% APRC
To pay off balance over 144 months
£199.81 p/m

Norton Home Loans Secured Loan
Norton Home Loans: Norton Home Loans Secured Loan
Total payable
£31,681.08
Fees
£2,475
Overall cost for comparison
10.5% APRC
To pay off balance over 144 months
£202.82 p/m

12-Month Loan Lenders Not Brokers
No Credit Check Loans Instant Decision Direct Lender
Bad Credit Loans Online Decision
Bad Credit Loans Guaranteed Approval Direct Lenders
Halifax Homeowner Loans
UK No Credit Check Loans
Homeowner Loans HSBC

Natwest Bank Secured Loans
Santander Secured Loans UK
TSB Bank Secured Loan

Optimum Credit Ltd Secured Loan
Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
Total payable
£31,926.52
Fees
£2,575
The overall cost for comparison
10.6% APRC
To pay off the balance over 144 months
£203.83 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above the Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Bad credit loans guaranteed approval direct lenders

Borrowing £20,000 over 15 years. Sorted by the lowest total amount payable. Please find out more about how our calculator works and how we order our comparisons.

Masthaven Bank Ltd Secured Loan
Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
Total payable
£29,668
Fees
£2,695
Overall cost for comparison
5.6% APRC
To pay off balance over 180 months
£149.85 p/m

Step One Finance Limited Secured Loan
Step One Finance Limited: Step One Finance Limited Secured Loan
Total payable
£34,357
Fees
£2,200
Overall cost for comparison
8.0% APRC
To pay off balance over 180 months
£178.65 p/m

Together Secured Loan
Together: Together Secured Loan
Total payable
£34,454.60
Fees
£2,798
Overall cost for comparison
8.0% APRC
To pay off balance over 180 months
£175.87 p/m

Central Trust Ltd Secured Loan
Central Trust Ltd: Central Trust Ltd Secured Loan
Total payable
£38,146
Fees
£2,695
The overall cost for comparison
9.8% APRC
To pay off the balance over 180 months
£196.95 p/m

Norton Home Loans Secured Loan
Norton Home Loans: Norton Home Loans Secured Loan
Total payable
£38,836.40
Fees
£2,750
The overall cost for comparison
10.1% APRC
To pay off balance over 180 months
£200.48 p/m

Optimum Credit Ltd Secured Loan
Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
Total payable
£39,095.60
Fees
£2,795
The overall cost for comparison
10.2% APRC
To pay off the balance over 180 months
£201.67 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above the Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee Loans No Brokers

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Bad credit loans instant decision direct lender

borrowing £21,000 over 18 years. Sorted by most popular. Please learn more about how our calculator works and how we order our comparisons.

Masthaven Bank Ltd Secured Loan
Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
Total payable
£32,744.76
Fees
£2,805
The overall cost for comparison
5.3% APRC
To pay off the balance over 216 months
£138.61 p/m

Optimum Credit Ltd Secured Loan Debt Consolidation Loans Bad Credit Direct Lender
Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
Total payable
£45,098.44
Fees
£2,905
The overall cost for comparison
9.9% APRC
To pay off the balance over 216 months
£195.34 p/m

Norton Home Loans Secured Loan
Norton Home Loans: Norton Home Loans Secured Loan
Total payable
£44,800.14
Fees
£2,887.50
The overall cost for comparison
9.8% APRC
To pay off the balance over 216 months
£194.04 p/m

Together Secured Loan
Together: Together Secured Loan
Total payable
£39,007.74
Fees
£2,937.90
The overall cost for comparison
7.8% APRC
To pay off the balance over 216 months
£166.99 p/m

Central Trust Ltd Secured Loan
Central Trust Ltd: Central Trust Ltd Secured Loan
Total payable
£43,877.40
Fees
£2,805
The overall cost for comparison
9.5% APRC
To pay off the balance over 216 months
£190.15 p/m

Step One Finance Limited Secured Loan No Credit Check Loans Direct Lender Uk
Step One Finance Limited: Step One Finance Limited Secured Loan
Total payable
£39,036.48
Fees
£2,310
The overall cost for comparison
7.8% APRC
To pay off the balance over 216 months
£170.03 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above the Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Guarantor loans direct lenders

borrowing £22,000 over 20 years. Sorted by most popular. Please find out more about how our calculator works and how we order our comparisons.

Masthaven Bank Ltd Secured Loan Debt Consolidation Loans Bad Credit Direct Lender
Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
Total payable
£35,442.20
Fees
£2,915
The overall cost for comparison
5.2% APRC
To pay off the balance over 240 months
£135.53 p/m

Optimum Credit Ltd Secured Loan Debt Consolidation Loans Bad Credit Direct Lender
Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
Total payable
£50,182.20
Fees
£3,015
The overall cost for comparison
9.8% APRC
To pay off the balance over 240 months
£196.53 p/m

Norton Home Loans Secured Loan
Norton Home Loans: Norton Home Loans Secured Loan
Total payable
£49,853.80
Fees
£3,025
The overall cost for comparison
9.7% APRC
To pay off the balance over 240 months
£195.12 p/m

Together Secured Loan
Together: Together Secured Loan
Total payable
£42,910.60
Fees
£3,077.80
The overall cost for comparison
7.6% APRC
To pay off the balance over 240 months
£165.97 p/m

Central Trust Ltd Secured Loan
Central Trust Ltd: Central Trust Ltd Secured Loan
Total payable
£48,735.80
Fees
£2,915
The overall cost for comparison
9.4% APRC
To pay off the balance over 240 months
£190.92 p/m

Debt consolidation loans bad credit direct lender

based on borrowing £24,000 over 22 years. Sorted by most popular. Please find out more about how our calculator works and how we order our comparisons.

Masthaven Bank Ltd Secured Loan Guarantor Loans Direct Lenders
Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
Total payable
£39,910.20
Fees
£3,135
The overall cost for comparison
5.1% APRC
To pay off the balance over 264 months
£139.30 p/m

Optimum Credit Ltd Secured Loan Guarantor Loans Direct Lenders
Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
Total payable
£58,015
Fees
£3,235
The overall cost for comparison
9.7% APRC
To pay off the balance over 264 months
£207.50 p/m

Norton Home Loans Secured Loan
Norton Home Loans: Norton Home Loans Secured Loan
Total payable
£57,662.88
Fees
£3,300
The overall cost for comparison
9.6% APRC
To pay off the balance over 264 months
£205.92 p/m

Together Secured Loan
Together: Together Secured Loan
Total payable
£49,103.52
Fees
£3,357.60
The overall cost for comparison
7.5% APRC
To pay off the balance over 264 months
£173.28 p/m

Central Trust Ltd Secured Loan
Central Trust Ltd: Central Trust Ltd Secured Loan
Total payable
£56,257.08
Fees
£3,135
The overall cost for comparison
9.3% APRC
To pay off the balance over 264 months
£201.22 p/m

Step One Finance Limited Secured Loan High Acceptance Loans Direct Lenders Uk
Step One Finance Limited: Step One Finance Limited Secured Loan
Total payable
£49,354.80
Fees
£2,640
The overall cost for comparison
7.6% APRC
To pay off the balance over 264 months
£176.95 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Bad credit loans guaranteed approval no guarantor direct lender

Masthaven Bank Ltd Secured Loan High Acceptance Loans Direct Lenders Uk
Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
Total payable
£37,209.48
Fees
£3,465
The overall cost for comparison
6.1% APRC
To pay off the balance over 132 months
£255.64 p/m

Step One Finance Limited Secured Loan Bad Credit Loans Guaranteed Approval Direct Lenders
Step One Finance Limited: Step One Finance Limited Secured Loan
Total payable
£41,574.72
Fees
£2,970
The overall cost for comparison
8.5% APRC
To pay off the balance over 132 months
£292.46 p/m

Together Secured Loan
Together: Together Secured Loan
Total payable
£41,917.38
Fees
£3,777.30
The overall cost for comparison
8.6% APRC
To pay off the balance over 132 months
£288.94 p/m

Central Trust Ltd Secured Loan Bad Credit Loans Guaranteed Approval Direct Lenders
Central Trust Ltd: Central Trust Ltd Secured Loan
Total payable
£45,159.96
Fees
£3,510
The overall cost for comparison
10.3% APRC
To pay off the balance over 132 months
£315.53 p/m

Norton Home Loans Secured Loan
Norton Home Loans: Norton Home Loans Secured Loan
Total payable
£45,948.54
Fees
£3,712.50
The overall cost for comparison
10.7% APRC
To pay off the balance over 132 months
£319.97 p/m

Optimum Credit Ltd Secured Loan
Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
Total payable
£45,996.40
Fees
£3,565
The overall cost for comparison
10.7% APRC
To pay off the balance over 132 months
£321.45 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above the Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Direct lender UK no credit check

based on borrowing £28,000 over 12 years. Sorted by affiliated products first and lowest total amount payable. Find out more about how our calculator works and how we order our comparisons.

Masthaven Bank Ltd Secured Loan No Credit Check Loans Direct Lender Uk
Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
Total payable
£39,249.56
Fees
£3,575
The overall cost for comparison
6.0% APRC
To pay off balance over 144 months
£247.74 p/m

Step One Finance Limited Secured Loan High Acceptance Loans Direct Lenders Uk
Step One Finance Limited: Step One Finance Limited Secured Loan
Total payable
£44,330.24
Fees
£3,080
The overall cost for comparison
8.3% APRC
To pay off balance over 144 months
£286.46 p/m

Together Secured Loan
Together: Together Secured Loan
Total payable
£44,633.20
Fees
£3,917.20
The overall cost for comparison
8.4% APRC
To pay off balance over 144 months
£282.75 p/m

Central Trust Ltd Secured Loan Bad Credit Loans Instant Decision Direct Lender
Central Trust Ltd: Central Trust Ltd Secured Loan
Total payable
£48,398.08
Fees
£3,640
The overall cost for comparison
10.1% APRC
To pay off balance over 144 months
£310.82 p/m

Norton Home Loans Secured Loan Ccj Loans Direct Lender Uk
Norton Home Loans: Norton Home Loans Secured Loan Loans For Bad Credit No Guarantor Direct Lenders
Total payable
£49,282
Fees
£3,850
The overall cost for comparison
10.5% APRC
To pay off balance over 144 months
£315.50 p/m

Optimum Credit Ltd Secured Loan Tenant Guarantor Loans Direct Lenders
Optimum Credit Ltd: Optimum Credit Ltd Secured Loan Instant Decision Loans Direct Lenders
Total payable
£49,333.08
Fees
£3,675
The overall cost for comparison
10.5% APRC
To pay off balance over 144 months
£317.07 p/m

Loans for ccjs and bad credit direct lenders no guarantor

borrowing £29,000 over 14 years. Sorted by affiliated products first and lowest total amount payable. Please find out more about how our calculator works and how we order our comparisons.

Masthaven Bank Ltd Secured Loan Ccj Loans Direct Lender Uk
Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan Guarantor Loans Direct Lenders Online
Total payable
£42,066.28
Fees
£3,685
The overall cost for comparison
5.7% APRC
To pay off balance over 168 months
£228.46 p/m

Step One Finance Limited Secured Loan No Credit Check Loans Direct Lender Uk
Step One Finance Limited: Step One Finance Limited Secured Loan
Total payable
£48,494.56
Fees
£3,190
The overall cost for comparison
8.1% APRC
To pay off balance over 168 months
£269.67 p/m

Together Secured Loan Direct Lender UK No Credit Check
Together: Together Secured Loan Homeowner Guarantor Loans Direct Lenders
Total payable
£48,696.38
Fees
£4,057.10
The overall cost for comparison
8.1% APRC
To pay off balance over 168 months
£265.71 p/m

Central Trust Ltd Secured Loan Bad Credit Loans Guaranteed Approval Direct Lenders
Central Trust Ltd: Central Trust Ltd Secured Loan Debt Consolidation Loans Bad Credit No Guarantor Direct Lender
Total payable
£53,461.04
Fees
£3,770
The overall cost for comparison
9.8% APRC
To pay off balance over 168 months
£295.78 p/m

Norton Home Loans Secured Loan Bad Credit Loans Instant Decision Direct Lender
Norton Home Loans: Norton Home Loans Secured Loan Bad Credit Loans Guaranteed Approval Direct Lenders Uk
Total payable
£54,523.58
Fees
£3,987.50
The overall cost for comparison
10.2% APRC
To pay off balance over 168 months
£300.81 p/m

Optimum Credit Ltd Secured Loan Bad Credit Loans Guaranteed Approval No Guarantor Direct Lender
Optimum Credit Ltd: Optimum Credit Ltd Secured Loan Bad Credit Loans Uk No Guarantor Direct Lender
Total payable
£54,605
Fees
£3,785
The overall cost for comparison
10.2% APRC
To pay off balance over 168 months
£302.50 p/m

Bad credit loans no guarantor direct lender

borrowing £32,000 over 18 years. Sorted by affiliated products first and lowest total amount payable. Find out more about how our calculator works and how we order our comparisons.

Masthaven Bank Ltd Secured Loan Direct Lender UK No Credit Check
Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
Total payable
£49,638.52
Fees
£4,015
The overall cost for comparison
5.3% APRC
To pay off the balance over 216 months
£211.22 p/m

Together Secured Loan Direct Lender UK No Credit Check
Together: Together Secured Loan Loans For Very Bad Credit Direct Lenders Uk
Total payable
£59,440.16
Fees
£4,476.80
The overall cost for comparison
Norton Home Loans: Norton Home Loans Secured Loan Loans For Ccjs And Bad Credit Direct Lenders No Guarantor
Total payable
£68,266.88
Fees
£4,400
The overall cost for comparison
9.8% APRC
To pay off the balance over 216 months
£295.68 p/m

Optimum Credit Ltd Secured Loan Debt Consolidation Loans Bad Credit No Guarantor Direct Lender
Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
Total payable
£68,411.72
Fees
£4,115
The overall cost for comparison
9.8% APRC
To pay off the balance over 216 months
£297.67 p/m

Debt consolidation loans bad credit no guarantor direct lender

borrowing £33,000 over 19 years. Sorted by affiliated products first and lowest total amount payable. Please learn more about how our calculator works and how we order our comparisons.

Masthaven Bank Ltd Secured Loan Debt Consolidation Loans Bad Credit Direct Lender
Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan Non-Homeowner Guarantor Loans Direct Lenders
Total payable
£52,039.20

Fees
£4,125
The overall cost for comparison
5.2% APRC
To pay off the balance over 228 months
£210.15 p/m

Together Secured Loan Bad Credit Loans No Guarantor Direct Lender
Together: Together Secured Loan Loans Bad Credit No Guarantor Direct Lender
Total payable
£62,822.82
Fees
£4,616.70
The overall cost for comparison
7.7% APRC
To pay off the balance over 228 months
£255.29 p/m

Step One Finance Limited Secured Loan Loans For Very Bad Credit Direct Lenders Uk
Step One Finance Limited: Step One Finance Limited Secured Loan No Credit Check Loans Instant Decision Direct Lender
Total payable
£62,939.64
Fees
£3,630
The overall cost for comparison
7.7% APRC
To pay off the balance over 228 months
£260.13 p/m

Optimum Credit Ltd Secured Loan Bad Credit Loans Guaranteed Approval No Guarantor Direct Lender
Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
Total payable
£72,736.72
Fees
£4,225
The overall cost for comparison
9.8% APRC
To pay off the balance over 228 months
£300.49 p/m

Guarantor loans direct lender – Secured loans direct lender

borrowing £34,000 over 21 years. Sorted by affiliated products first and lowest total amount payable. Find out more about how our calculator works and how we order our comparisons.

Masthaven Bank Ltd Secured Loan Loans For Very Bad Credit Direct Lenders Uk
Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
Total payable
£55,413.68
Fees
£4,235
The overall cost for comparison
5.1% APRC
To pay off the balance over 252 months
£203.09 p/m

Together Secured Loan
Together: Together Secured Loan
Total payable
£67,930.48
Fees
£4,756.60
The overall cost for comparison
7.6% APRC
To pay off the balance over 252 months
£250.69 p/m

Step One Finance Limited Secured Loan Loans For Very Bad Credit Direct Lenders Uk
Step One Finance Limited: Step One Finance Limited Secured Loan
Total payable
£68,206.64
Fees
£3,740
The overall cost for comparison
7.6% APRC
To pay off the balance over 252 months
£255.82 p/m

Central Trust Ltd Secured Loan Debt Consolidation Loans Bad Credit No Guarantor Direct Lender
Central Trust Ltd: Central Trust Ltd Secured Loan
Total payable
£77,439.52
Fees
£4,420
The overall cost for comparison
9.3% APRC
To pay off the balance over 252 months
£289.76 p/m

Norton Home Loans Secured Loan No Credit Check Loans Instant Decision Direct Lender
Norton Home Loans: Norton Home Loans Secured Loan
Total payable
£79,352.68
Fees
£4,675
The overall cost for comparison
9.6% APRC
To pay off the balance over 252 months
£296.34 p/m

Optimum Credit Ltd Secured Loan
Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
Total payable
£79,567.08
Fees
£4,335
The overall cost for comparison
9.7% APRC
To pay off the balance over 252 months
£298.54 p/m

Non-homeowner guarantor loans direct lenders – Oplo loans UK

borrowing £35,000 over 22 years. Sorted by affiliated products first and lowest total amount payable. Please find out more about how our calculator works and how we order our comparisons.

Masthaven Bank Ltd Secured Loan Direct Lender Loans With No Credit Check
Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
Total payable
£57,976.60
Fees
£4,345
The overall cost for comparison
5.0% APRC
To pay off the balance over 264 months
£203.15 p/m

Together Secured Loan
Together: Together Secured Loan
Total payable
£71,611.94
Fees
£4,896.50
The overall cost for comparison
7.5% APRC
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Step One Finance Limited: Step One Finance Limited Secured Loan
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Central Trust Ltd: Central Trust Ltd Secured Loan
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Norton Home Loans: Norton Home Loans Secured Loan
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Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
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Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
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Central Trust Ltd: Central Trust Ltd Secured Loan
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Norton Home Loans: Norton Home Loans Secured Loan
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Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
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Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
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Together: Together Secured Loan
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Step One Finance Limited: Step One Finance Limited Secured Loan
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Central Trust Ltd: Central Trust Ltd Secured Loan
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Norton Home Loans: Norton Home Loans Secured Loan
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Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
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Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
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Together: Together Secured Loan
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Step One Finance Limited: Step One Finance Limited Secured Loan
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Central Trust Ltd: Central Trust Ltd Secured Loan
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Norton Home Loans: Norton Home Loans Secured Loan
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Optimum Credit Ltd: Optimum Credit Ltd Secured Loan
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Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
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Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
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Step One Finance Limited: Step One Finance Limited Secured Loan
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Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
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£269.26 p/m

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Step One Finance Limited: Step One Finance Limited Secured Loan
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Step One Finance Limited: Step One Finance Limited Secured Loan
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Step One Finance Limited: Step One Finance Limited Secured Loan
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Central Trust Ltd offer secured loans: Central Trust Ltd Secured Loan
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Norton Home Loans: Norton Home Loans Secured Loan
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Step One Finance Limited: Step One Finance Limited Secured Loan
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Masthaven Bank Ltd offer secured loans: Masthaven Bank Ltd Secured Loan
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Together: Together Secured Loan
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Masthaven Bank Ltd: Masthaven Bank Ltd Secured Loan
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Step One Finance Limited: Step One Finance Limited Secured Loan
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Together: Together Secured Loan Ccj Loans No Guarantor Direct Lender
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Who will give me a loan with a CCJ?

If you have a County Court Judgement (CCJ) on your credit file, it can be difficult to find a lender who is willing to provide you with a loan. However, many specialist lenders offer loans for people with a CCJ – these lenders typically specialize in high-risk loan products.
Before you apply for such a loan, it is important to make sure that you can afford the repayments and that the interest rate being offered is competitive. It is best to compare different lenders and their products before making any decisions; doing so will help ensure you get the best deal possible regardless of any blemishes on your credit history.
It may be worthwhile speaking with an expert advisor if you’re looking for a loan with a CCJ; they can advise on which lenders currently offer the most competitive terms and what product would work best for your individual needs and budget. They may even be able to access some deals not available elsewhere, further increasing your chances of finding the perfect loan for your circumstances.

Can I get a payday loan with a CCJ?

Payday loans are often seen as a last-resort option for those with poor credit ratings, so obtaining one with a CCJ can be difficult. Many payday lenders will not accept applications from people who have CCJs listed on their credit file and will instead refer them to alternative forms of borrowing, such as debt consolidation or guarantor loans.
However, some payday lenders may be willing to consider applicants with CCJs; these lenders typically offer higher interest rates to account for the increased risk. It is important to research different lenders before making any decisions, as the terms and conditions could vary significantly between providers.
It is also worthwhile speaking with an expert advisor if you’re looking for a payday loan with a CCJ; they will be able to advise on which lenders are currently offering the most competitive terms and what product would work best for your individual needs and budget. They may even be able to access some deals not available elsewhere, increasing your chances of finding the perfect loan for your circumstances.

What is the easiest loan to get approved for with bad credit?

Getting approved for a loan with bad credit can be difficult, but some products may be easier to get approved for than others. Personal loans from specialist bad credit lenders, such as those providing guarantor loans, are often more readily available than other forms of borrowing.
Guarantor loans require a friend or family member to act as a guarantor, meaning they agree to make payments on your behalf should you default. This reduces the risk of lending and makes it easier for lenders to approve applications with bad credit ratings.
Unsecured personal loans are also relatively easy to obtain if you have bad credit; they typically come with higher interest rates but since they require no collateral, they’re easier to qualify for regardless of any blemishes on your credit history.
Before applying for any type of loan, it is important to ensure that you can afford the repayments and that the interest rate offered is competitive. As always, it is best to compare different lenders and their products before making any decisions; doing so will help ensure that you are getting the best deal possible regardless of any blemishes on your credit history.

What is the easiest company to get loan UK?

The easiest company to get a loan in the UK will depend on your individual financial situation and credit score. However, there are several lenders who specialise in offering loans to those with bad credit ratings.
Specialist bad credit lenders such as Everyday Loans, Amigo Loans and Guarantor Lender all offer short-term personal loans and guarantor loans with relatively easy application processes. Lenders such as these may be more likely to consider applicants with a poor credit score than traditional banks or building societies.
When comparing different lenders, it is important to look for those that offer competitive rates and good customer service. It is also a good idea to use comparison websites such as GoCompare or MoneySuperMarket to compare different products and ensure you get the best deal possible.

How Do Repayments Work With CCJ Loans?

Repayments for CCJ (County Court Judgement) loans work in a similar way to other loan types. When you take out the loan, you will be required to make regular repayments until the full amount is paid off and the loan is settled. These repayments are usually made on a monthly basis but could be less frequent depending on the lender.
The amount of each repayment will depend on your individual financial situation and the terms of the loan agreement; typically, it will include both interest charges and repayment of some of the original loan principal. Once all payments have been successfully made, the CCJ will be marked as ‘satisfied’ on your credit record and removed after six years. It is important to keep up with your repayments to ensure that this happens and to protect your credit rating.

How Quickly Can I Get A CCJ Loan?

The speed at which you can receive a CCJ (County Court Judgement) loan will depend on the lender and your circumstances. Generally, you can expect to receive the money from most lenders within a few days, although some specialist bad credit lenders may be able to offer funds within 24 hours.
However, it is important to bear in mind that prior to receiving any funds, you will usually have to go through an application process which includes submitting financial details and undergoing a credit check. The time taken for this process will vary between lenders but can sometimes take several days.
It is also worth noting that some lenders may decline your application if they deem that the risk of non-payment or bankruptcy is too high. If this happens, it is best to look for alternative options rather than waiting until the lender has had more time to review your application.

Do CCJ loans cost more?

Yes, CCJ (County Court Judgement) loans tend to be more expensive than non-CCJ loans. This is because lenders consider them to be a greater risk because the borrower has had difficulties repaying debt in the past. As such, these loans often have higher interest rates, require larger repayments, and may also include additional fees or charges.
It is important to consider all of these factors before you apply for a CCJ loan, as it could mean that you will be paying more in the long run, which could put further strain on your finances. It is best to compare different offers from multiple lenders before making any decisions so that you can find the best possible rate and terms for your circumstances.

What do lenders look at when I apply for a CCJ loan?

When applying for a CCJ (County Court Judgement) loan, lenders typically review your credit score, financial history, and other relevant personal details. They want to ensure that you can repay the loan on time and that there is minimal risk of non-payment or bankruptcy.
Lenders will also consider the amount you wish to borrow and what the money is going towards. If the lender considers your application to be too risky then they may decline it or offer a less favourable interest rate than normal. It is important to note that each lender has its own criteria and policies regarding CCJ loans so it’s best to compare offers from various providers to get the best deal possible for your situation.

Is it possible to get a bad credit loan online?

Yes, it is possible to get a bad credit loan online. Many lenders offer bad credit loans that can be applied for online. These loans are designed for people with less-than-perfect credit scores and may include higher interest rates than expected.
When applying for a bad credit loan online, always read all the terms and conditions carefully before signing up, as some of these loans may have hidden fees or associated charges. It is also essential to compare different offers from various lenders to find the best deal for your circumstances.

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Are you considering an application for a post office mortgage equity release regardless of your credit status?

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