2.98% APR Halifax Secured Loan options for UK Homeowners

Halifax Secured Loan

  • Borrow over £12,000 with a Halifax Secured Loan
  • Loan to Value up to 95%
  • Keep your existing mortgage
  • 2.98% APR Rate
  • Small Valuation Fee
  • No Lenders Fees or Brokers Fees to pay

 

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Masthaven Bank Ltd 2nd Mortgage – find the best type of loan similar to a Halifax Secured Loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable – Halifax Secured Loan Mortgage
£19,555.80
Fees
£1,815
Overall cost for comparison
5.3% APRC
To pay off balance over 240 months
£73.92 p/m

Secured Loans Halifax

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£23,476.80
Fees
£1,320
Overall cost for comparison – Halifax Homeowner Loan
7.7% APRC
To pay off balance over 240 months
£92.32 p/m

Together second mortgage
Total payable
£23,497.20
Fees
£1,770
Overall cost for comparison – Homeowner Loan Halifax
7.7% APRC
To pay off balance over 240 months
£90.53 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£26,808.60
Fees
£1,815
Overall cost for comparison
9.5% APRC
To pay off balance over 240 months – Homeowner Loan Halifax
£104.14 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£27,193.20
Fees
£1,650
Overall cost for comparison
9.7% APRC
To pay off balance over 240 months
£106.43 p/m

Optimum Credit Ltd Second Charge
Total payable
£27,643
Fees
£1,915
Overall cost for comparison
9.9% APRC
To pay off balance over 240 months
£107.20 p/m

Overall representative example – Homeowner Loan Halifax

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate – Halifax Homeowner Loans

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable – Halifax Homeowner Loan

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Homeowner Loans Halifax alternatives

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan – Homeowner Loan Halifax
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£21,146.60
Fees
£1,925
Overall cost for comparison – Halifax Homeowner Loan
5.3% APRC
To pay off balance over 240 months
£80.09 p/m

Together second mortgage
Total payable
£25,419.20
Fees
£1,880
Overall cost for comparison
7.6% APRC
To pay off balance over 240 months
£98.08 p/m
See Deal
Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£25,432.40
Fees
£1,430
Overall cost for comparison
7.7% APRC
To pay off balance over 240 months
£100.01 p/m

 

Homeowner Loans Halifax

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable – Homeowner Loan Halifax
£29,001.80
Fees
£1,925
Overall cost for comparison – Halifax Homeowner Loans
9.5% APRC
To pay off balance over 240 months
£112.82 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£29,459.50
Fees
£1,787.50
Overall cost for comparison
9.7% APRC
To pay off balance over 240 months
£115.30 p/m

Optimum Credit Ltd Second Charge

Total payable
£29,896.20
Fees
£2,025
Overall cost for comparison
9.9% APRC
To pay off balance over 240 months
£116.13 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison – Homeowner Loan Halifax

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40

Similar Illustration to Halifax secured loans

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£22,735
Fees
£2,035
Overall cost for comparison – Secured Loan Halifax
5.3% APRC
To pay off balance over 240 months
£86.25 p/m

Together second mortgage
Total payable
£27,338.80
Fees
£1,990
Overall cost for comparison
7.6% APRC
To pay off balance over 240 months
£105.62 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£27,388
Fees
£1,540
Overall cost for comparison
7.7% APRC
To pay off balance over 240 months
£107.70 p/m

Secured Loans Halifax

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable – Halifax Homeowner Loans
£31,195
Fees
£2,035
Overall cost for comparison
9.4% APRC
To pay off balance over 240 months
£121.50 p/m

Bad Credit Loan Lenders Not Brokers
Bad Credit Loans Instant Decision Direct Lender
Bad Credit Loans No Guarantor Online
Ccj Loans Direct Lender UK
Halifax Secured Loan
No Credit Check Loans
Secured Loans HSBC
Secured Loans Lloyds
Secured Loans Natwest
Secured Loans Santander
TSB Secured Loan

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£31,725.80
Fees
£1,925
Overall cost for comparison – Halifax Secured Loan Mortgage
9.7% APRC
To pay off balance over 240 months
£124.17 p/m

Optimum Credit Ltd Second Charge
Total payable – Secured Loan Halifax
£32,149.40
Fees
£2,135
Overall cost for comparison – Halifax Secured Loan Mortgage
9.9% APRC
To pay off balance over 240 months
£125.06 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative – Halifax Homeowner Loans

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee – Halifax Secured Loan

£1,530

Lender fee – Secured Loan Halifax

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40 – Secured Loans Halifax likely is a better deal

Secured Loans Halifax Competitors

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable – Secured Loan Halifax
£26,373
Fees
£2,145
Overall cost for comparison
5.0% APRC
To pay off balance over 300 months
£80.76 p/m

Together: Together second mortgage – Secured Loan Halifax
Total payable
£32,907
Fees
£2,100
Overall cost for comparison
7.4% APRC – Halifax Secured Loan Mortgage
To pay off balance over 300 months
£102.69 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£33,168
Fees
£1,650
Overall cost for comparison
7.5% APRC
To pay off balance over 300 months
£105.06 p/m

Halifax Homeowner Loans

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£38,379
Fees
£2,145
Overall cost for comparison – Halifax Secured Loan
9.2% APRC
To pay off balance over 300 months
£120.78 p/m

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£39,211.50
Fees – Halifax Homeowner Loans
£2,062.50
Overall cost for comparison
9.5% APRC
To pay off balance over 300 months
£123.83 p/m

Optimum Credit Ltd Second Charge
Total payable
£39,700
Fees
£2,245
Overall cost for comparison
9.6% APRC – Halifax Secured Loans Calculator
To pay off balance over 300 months
£124.85 p/m

Overall representative example

Based on borrowing

£18,000 over 120 months – Halifax Secured Loans Calculator

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee – Halifax Secured Loans Calculator

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40 – Halifax Secured Loans would be a lower overall cost

Comparison with Halifax Homeowner Loans

Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable – Halifax Homeowner Loans
£36,723
Fees
£2,805
Overall cost for comparison
5.0% APRC
To pay off balance over 300 months
£113.06 p/m

Together second mortgage
Total payable – Halifax Secured Loans Calculator
£46,068.90
Fees
£2,937.90
Overall cost for comparison – Secured Loans Halifax
7.4% APRC
To pay off balance over 300 months
£143.77 p/m

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees (not Secured Loans Halifax)
Total payable
£46,437
Fees
£2,310
Overall cost for comparison
7.5% APRC
To pay off balance over 300 months
£147.09 p/m

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable – Halifax Secured Loans Calculator
£53,535
Fees
£2,805
Overall cost for comparison
9.2% APRC
To pay off balance over 300 months
£169.10 p/m

Halifax Homeowner Loan

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans – not Halifax Secured Loans
Total payable – Secured Loans Halifax
£54,895.50
Fees
£2,887.50
Overall cost for comparison
9.5% APRC
To pay off balance over 300 months
£173.36 p/m

Optimum Credit Ltd: Optimum Credit Ltd Second Charge
Total payable
£55,345
Fees
£2,905
Overall cost for comparison
9.6% APRC
To pay off balance over 300 months
£174.80 p/m

Overall representative example

Based on borrowing – Secured Loans Halifax

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71.  Halifax homeowner loans would have a lower monthly payment for many people.

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40 – Homeowner Loans Halifax would be a better deal

Worse deals than Homeowner Loan Halifax offering

Masthaven Bank Ltd: Masthaven Bank Ltd 2nd Mortgage – find the best type of loan
Total payable
£38,447
Fees
£2,915
Overall cost for comparison
5.0% APRC
To pay off balance over 300 months
£118.44 p/m

Similar to Halifax Secured Loans Mortgage UK

Together second mortgage
Total payable
£48,260.80
Fees
£3,077.80
Overall cost for comparison – Secured Loans Halifax
7.4% APRC
To pay off balance over 300 months
£150.61 p/m

Homeowner Loan Halifax

Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Step One Finance Limited: Step One Finance Limited annual percentage rate and loan repayments plus arrangement fees
Total payable
£48,647
Fees
£2,420
Overall cost for comparison – Homeowner Loans Halifax
7.5% APRC
To pay off balance over 300 months
£154.09 p/m

Halifax Secured Loans Calculator

Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Central Trust Ltd: Central Trust Ltd allow you to borrow at a great loan to value but they will look at your credit report and credit cards
Total payable
£56,060
Fees
£2,915
Overall cost for comparison
9.1% APRC
To pay off balance over 300 months
£177.15 p/m

Halifax Secured Loans Calculator

Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Norton Home Loans: Norton Home Loans apply for a secured mortgage with a great interest rate – variable rate debt consolidation loans
Total payable
£57,511
Fees
£3,025
Overall cost for comparison – Homeowner Loans Halifax
9.5% APRC
To pay off balance over 300 months
£181.62 p/m

Homeowner Loans Halifax

Optimum Credit Ltd Second Charge
Total payable
£57,951
Fees
£3,015
The overall cost for comparison
9.6% APRC
To pay off balance over 300 months
£183.12 p/m

£18,000 over 120 months

The overall cost of comparison

9.1% APRC representative

Borrowing rate – Homeowner Loans Halifax

6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71

Broker fee

£1,530

Lender fee

£495

Total amount payable

£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40 – a Halifax Secured Loan would have been lower overall cost.

Secured Loan Halifax

 

Halifax Secured Loans Calculator

Secured Loan Halifax

Homeowner Loan Halifax

Halifax Homeowner Loan

Halifax Homeowner Loans

Secured Loans Halifax

Homeowner Loans Halifax

 

A Low Rate Halifax Secured Loan a Low-Cost Option

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. Halifax Secured Loan

You could consider a No Credit Check Consolidation Loan

Bad Credit Loan Lenders Not Brokers