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Vehicle Finance
These days you can hardly turn on your television without seeing advertisements for 'guaranteed car finance'. Big name personalities extol the virtues of the companies who promise a wide range of 'nearly new' cars with instant approval on finance even if you have had quite serious credit problems in the past.
But we hear stories every day from customers who have taken up these offers only to find that the purchase price of the vehicle is far in excess of it's market value, and that the interest rates charged on the finance are equally extortionate. Once into the agreement, it is very difficult indeed to escape from it, and these experiences have led many customers to seek an alternative. We no longer offer purchase finance, having learned that there are only two kinds of financiers in the market - those who decline adverse credit applications, and loan sharks.
However, there is an alternative - personal leasing.
Through our specialist vehicle finance operation AutoMoney, we have a variety of personal lease plans which allow you to affordably drive your choice of brand new or nearly new car within days. You are approved if you can supply: driving licence, proof of regular earned income and proof of address for 12 months.
Think you can't afford a new car? Think again.
Mr K of Rotherham was driving a 5 year old Mondeo and paying £183.75 per month finance. We were able to offer a brand new Nissan Primera 2.0E TD for just £177.02 per month*. No more servicing problems, ongoing repairs or MOT's to arrange - a brand new car (delivery mileage only) for less than he was paying for his five year old car! And in a year's time he'll be able to swap it for new one - he doesn't ever have to drive an old car again. NEITHER DO YOU!
Monthly rates and deposits are dependent on the status of the applicant and the chosen vehicle. We cannot, therefore, give meaningful quotes without seeing a completed application form. There is no need to approach a dealer at this stage, simply give us the make, model and specification of the car you would like to drive and we will do the rest.
Also available to business users, with or without accounts or credit problems
AUTOMONEY.CO.UK
*Example deal shown is for illustrative purposes only and may not correspond to current offers. Terms and conditions apply. Charges to begin contract (payable at point of delivery or collection of vehicle) comprise 1 month's payment in advance, deposit equal to 2 month's payment and a documentation fee of up to £200. Prices exclude VAT where applicable.