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Credit Tips Library

As part of our commitment to good service, we present our useful credit information and resources in response to frequently asked questions and concerns. Please note that the facts and opinions expressed are presented for informational purposes only, and do not constitute a recommendation, instruction or incitement.

In particular you must not abuse this information by making untruthful or fraudulent applications for credit or financial services.

  • What is a credit file?
  • How can I see my credit file?
  • How can I repair my credit?
  • How does credit scoring work?
  • How can I improve my score?
  • What can I do if I'm refused credit?
  • What does 'clean address' mean?
  • What is a secured credit card?
  • What is the difference between a secured and unsecured loan?
  • Useful addresses and phone numbers


    For even more tips and information, see our FAQ & Open Forum